It feels as if the universe is conspiring to keep us from obtaining a new roof. The chimney work has been done for a few weeks, yet we still don't have the new roof. Between the weather and funding delays, I'll consider myself lucky if we have a roof by the end of the summer.
Scott and I have been trying to obtain a home equity loan to fund the necessary improvements. We hit a roadblock for the most unexpected reasons. Despite our credit being ranked excellent, we have been denied because of our marriage license. Apparently, our Anguilla license is still not accepted in the United States. Yesterday we learned that, despite being married for nearly 18 years, it is only legally valid in the Caribbean.
Over a decade ago we attempted to remedy our license situation with a vow renewal in Las Vegas. Unfortunately, our witness failed to sign the document and we were not able to file. As the years passed, we became busy with our lives and our kids. Our marriage legality issue fell off of our radar.
Until yesterday, when I was denied the loan because the name on my bank account (my married name) does not match my license (my legal name). It's ironic, because my bank easily allowed for the name change. It has been nearly two decades, but I don't recall the handwritten marriage license being an issue. I was gobsmacked by the denial through the mortgage company.
Robby, of course, finds the situation hilarious. When we were discussing the situation over dinner, he piped up with "So you were right. I am a little bastard." He and Scott then proceeded to crack jokes all night about "getting a lot of free milk" and the time he still had "to get out of it." At least we all maintained our sense of humor!
Thankfully, we were able to rework the papers to remove me as the lead signer. Because Scott never had to facilitate a name change, his documents all match. As soon as we get the new roof, I'll bump "get legally married" up higher on our to-do list.
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